Grants for International Students
Whether you plan to study abroad for a semester or get your entire
degree outside the United States, you may be able to use federal student
aid to pay your expenses. The type of aid you can get—and the process
you must follow—will depend on the type of program (study-abroad or full
degree) you plan to enter.
Study Abroad for a Semester or Year
You may receive federal student aid for a study-abroad program, if you
meet the aid eligibility criteria. If you aren’t already in the habit of
filling out a Free Application for Federal Student Aid (FAFSA®) each
year for college, be sure to learn about the
federal student aid
programs and the
FAFSA process.
To determine which types of aid you’ll be able to use for your
study-abroad program, contact the financial aid office at your American
school. Start early, because it’s important to get all necessary
paperwork done on time, both at your American school and at the
international school.
Get a Degree From an International School
If you’ve decided to get your degree from a school outside the U.S.,
congratulations. Now let us help you find out which schools participate
in the federal student aid programs and guide you through the process of
getting federal aid to make a dent in that tuition bill.
How can I research schools and their requirements?
First, don’t panic. You’re on your own, but if you’re organized and
determined, you’ll be okay. In this section, we’ll share some tips about
preparing to study at an international school and some resources to help
you learn about schools that participate in the American federal student
aid programs.
Here are general tips:
Start early. You’ve got more to do than your friends who are going to
American schools, so don’t think you can apply for financial aid this
month and use it to pay your tuition next month.
If you’re interested in a particular school, check its website to find
out about program availability (does it offer the degree you want?),
cost, enrollment policies, and resources and programs for international
students.
Do your research and keep a “to do” list. For instance, what
paperwork needs to be done? (Visas? Housing forms? Registering with the
police? Valid passport? Emergency contacts? Medical insurance?)
Create a file to organize your documents and information from your
school.
Find out who at the school will be processing your financial aid. Get
their e-mail address, and contact them when you have questions. (If
you’re not sure where to start, try the school’s office for
international students.)
Don’t forget that you can get help filling out the FAFSA either
within the form itself at fafsa.gov (in the “Help and Hints” section on
each page of the application) or by phone at 1-800-4-FED-AID FREE.
Here are resources you can use as you decide which school to attend:
International Schools That Participate in the Federal Student Loan
Programs
International Medical Schools (for each school, find pass rates on the
United States Medical Licensing Examinations, student loan debt for
American medical students, and completion rates for American medical
students, among other information):
https://studentaid.ed.gov/sa/prepare-for-college/choosing-schools/types/international
What federal student aid can I receive for my degree at an
international school?
At many schools around the world, you can receive a federal student loan
from the William D. Ford Federal Direct Loan (Direct Loan) Program.
(Find out which international schools participate in the Direct Loan
Program.) You may receive a Direct Subsidized Loan or Direct
Unsubsidized Loan for your undergraduate education. Direct Unsubsidized
Loans and Direct PLUS Loans are available to graduate students. Your
parent also might be able to borrow on your behalf; he or she should ask
about getting a Direct PLUS Loan for parents. International schools do
not participate in the U.S. Department of Education’s grant programs, so
you will not be able to obtain a Federal Pell Grant to get your degree
at an international school.
How much can I receive in federal student loan funds?
The annual limit for Direct Subsidized Loans plus Direct Unsubsidized
Loans varies from $5,500 to $20,500, depending on a variety of factors
(year in school, status as a dependent or independent student, etc.).
Direct PLUS Loan amounts are determined by subtracting any other
financial aid you’re receiving from your total cost of attendance at the
school.
How do I apply for a federal student loan to use at an international
school?
Apply for student loans at your international school using the same
process you use to apply for aid in the U.S.
1.Fill out a FAFSA at fafsa.gov as early as possible. The FAFSA is
available on Jan. 1 for school attendance that begins any time from July
1 of that year through June of the following year. There is no special
FAFSA for students planning to attend international schools. Learn how
to fill out the FAFSA.
2.Make sure the school you plan to attend has your FAFSA information.
International schools have the ability to access your FAFSA information
electronically. When you fill out the FAFSA, list the school you plan to
attend in the question about Federal School Codes. (The FAFSA site has a
tool to let you search for your school’s Federal School Code.) Once it’s
listed on your FAFSA, your school will then download your data.
3.Find out the next steps from your chosen school. Different schools
proceed differently at this stage of the process. Ask your school how
you will get your loan money—what paperwork do you need to fill out,
what are the deadlines, etc. Keep track of everything that is required
of you; make copies of paper documents and put them in a file; and meet
those deadlines! And if your parent plans to get a Direct PLUS Loan, he
or she should keep a close eye on required documents and deadlines as
well.
4.If you are a first-year student borrowing federal funds for the
first time, you will have to complete entrance counseling. This means
you’ll be required to read text or watch a video online, or attend an
in-person presentation, in order to learn about the responsibilities of
taking out a loan. Your entrance counseling might happen before you
leave the U.S. or after you arrive at your school; it depends on the
school.
How will I get paid?
Your loan funds will be electronically transmitted from the U.S.
Treasury to the international school’s designated bank. First the school
will put the funds toward anything you owe them (tuition, fees, etc.).
If there is any money left over after the funds are applied to your
account at the school, the extra money will go to you.
Your funds might not be disbursed (paid out) before you leave the U.S.,
so you will most likely have to come up with your travel expenses
yourself.
When and how do I repay the loan?
That depends on whether it’s a subsidized or unsubsidized loan versus a
PLUS loan. Repayment of a loan used to pay for international study works
the same way as repayment of a loan used to pay for an American school.
Get information about
repaying federal student loans.
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